• Balance for Life
• Medical/Hospital
• Dental/Orthodontic
• Prescriptions
• Chiropractic

• Vision Care
• EMAP
• Pension
• MedExpert

You have a choice of PPO Coverage or an individualized indemnity program. Other benefits include maternity coverage, emergency care and coverage for major medical. Claims are processed by a professional firm of administrators and paid out of the union's trust funds.

20% discount or no out of pocket expense (depending on your plan coverage, not exceeding the maximum plan benefit and provided you have coverage for the month of services.

For Union members without coverage, a 20% discount will be given off of the total visit charge.

For a list of providers who discount or waive "out-of-pocket" costs to Union members, contact the Union office.

Paid prescription coverage is our most-used benefit. Thousands of prescriptions are filled each month for a nominal service charge.

Members and their families receive high-quality eye examinations and optical accessories either fully paid or at substantially reduced prices.

United Food and Commercial Workers & Employers Arizona Health and Welfare Trust offers the "Employee Member Assistance Program (EMAP). It is a confidential, professional support service and referral program established by the Board of Trustees for eligible participants of the United Food and Commercial Workers & Employers Arizona Health and Welfare Trust. It is designed to assist you and your family members cope with a wide range of personal and work-related problems such as:

For more information or to make an appointment, call the Employee Member Assistance Program:

1(800)464-7101
24 hours a day/7 days a week

Negotiated pension benefits help make the retirement years for eligible members more secure and enjoyable. For specific information about your plan and a status report contact the Union office or Southwest Service Administrators.